政策法规现行有效美国跨境陆运

§ 387.303T Security for the protection of the public: Minimum limits.

效力	法规类型	发布日期	生效日期	发文机构
现行有效	部门规章	2025-02-24	2025-02-24	Code of Federal Regulations (CFR) - Transportation (Title 49)

发布02-24

生效02-24

摘要总结AI 辅助解读

本条款规定了美国联邦机动车承运人（FMCSA管辖）的最低公共责任保险限额。核心内容包括：非危险品货运车辆根据总重（GVWR）分为30万美元（1万磅以下）和75万美元（1万磅及以上）两档；客运车辆根据座位数分别要求150万美元或500万美元；运输特定高危货物（如爆炸物、放射性物质等）需500万美元，一般危险品/石油需100万美元。此外，明确了墨西哥籍外国承运人在美运营时的保险文件随车携带要求及豁免连续投保证明的情形。

(a) Definitions. (1) Primary security means public liability coverage provided by the insurance or surety company responsible for the first dollar of coverage.

- (2) Excess security means public liability coverage above the primary security, or above any additional underlying security, up to and including the required minimum limits set forth in paragraph (b)(2) of this section.

(b)(1) Motor carriers subject to § 387.301T(a)(1) are required to have security for the required minimum limits as follows:

(i) Small freight vehicles.

Kind of equipment Transportation provided Minimum limits Fleet including only vehicles under 10,001 pounds (4,536 kilograms) GVWR Property (non-hazardous) $300,000

- (ii) Passenger carriers.

Passenger Carriers: Kind of Equipment Vehicle seating capacity Minimum limits (A) Any vehicle with a seating capacity of 16 passengers or more (including the driver) $5,000,000 (B) Any vehicle designed or used to transport 15 passengers or less (including the driver) for compensation 1,500,000

- (2) Motor carriers subject to § 387.301T(a)(2) are required to have security for the required minimum limits as follows:

Kind of equipment Commodity transported Minimum limits (i) Freight vehicles of 10,001 pounds (4,536 kilograms) or more GVWR Property (non-hazardous) $750,000 (ii) Freight vehicles of 10,001 (4,536 kilograms) pounds or more GVWR Hazardous substances, as defined in § 171.8 of this title, transported in cargo tanks, portable tanks, or hopper-type vehicles with capacities in excess of 3,500 water gallons, or in bulk explosives Division 1,1, 1.2 and 1.3 materials. Division 2.3, Hazard Zone A material; in bulk Division 2.1 or 2.2; or highway route controlled quantities of a Class 7 material, as defined in § 173.403 of this title 5,000,000 (iii) Freight vehicles of 10,001 pounds (4,536 kilograms) or more GVWR Oil listed in § 172.101 of this title; hazardous waste, hazardous materials and hazardous substances defined in § 171.8 of this title and listed in § 172.101 of this title, but not mentioned in paragraph (b)(2)(ii) or paragraph (b)(2)(iv) of this section 1,000,000 (iv) Freight vehicles under 10,001 pounds (4,536 kilograms) GVWR Any quantity of Division 1.1, 1.2, or 1.3 material; any quantity of a Division 2.3, Hazard Zone A, or Division 6.1, Packing Group I, Hazard Zone A material; or highway route controlled quantities of Class 7 material as defined in § 173.455 of this title 5,000,000

- (3) Motor carriers subject to the minimum limits governed by this section, which are also subject to Department of Transportation limits requirements, are at no time required to have security for more than the required minimum limits established by the Secretary of Transportation in the applicable provisions of this part.

- (4) Foreign motor carriers and foreign motor private carriers. Foreign motor carriers and foreign motor private carriers (Mexican), subject to the requirements of 49 U.S.C. 13902(c) and 49 CFR part 368 regarding obtaining certificates of registration from the FMCSA, must meet our minimum financial responsibility requirements by obtaining insurance coverage, in the required amounts, for periods of 24 hours or longer, from insurance or surety companies, that meet the requirements of § 387.315. These carriers must have available for inspection, in each vehicle operating in the United States, copies of the following documents:

(i) The certificate of registration;

- (ii) The required insurance endorsement (Form MCS-90); and

- (iii) An insurance identification card, binder, or other document issued by an authorized insurer which specifies both the effective date and the expiration date of the insurance coverage.

- (5) Notwithstanding the provisions of § 387.301T(a)(1), the filing of evidence of insurance is not required as a condition to the issuance of a certificate of registration. Further, the reference to continuous coverage at § 387.313T(a)(6) and the reference to cancellation notice at § 387.313T(d) are not applicable to these carriers.

(c) Household goods motor carriers: Cargo liability. Security required to compensate individual shippers for loss or damage to property belonging to them and coming into the possession of household goods motor carriers in connection with their transportation service:

- (1) For loss of or damage to household goods carried on any one motor vehicle—$5,000; and

- (2) For loss of or damage to or aggregate of losses or damages of or to household goods occurring at any one time and place—$10,000.

[82 FR 5307, Jan. 17, 2017, as amended at 83 FR 22877, May 17, 2018; 84 FR 51433, Sept. 30, 2019]